This is for users with a card on their phone - if you have a physical card use this link: How and where can I use my Physical Vault Payments card?
You can use your card in-store once added to your phones wallet at contactless point of sale terminals (look for the Contactless, Google Pay, Apple Pay or Samsung Pay logo), or you can use your card online.
Instore Purchases
Open the card in your phone wallet
Select ‘card’ or ‘credit/debit card’ as the payment option at the register or advise the cashier.
Hold your phone over the tap and go symbol on the eftpos machine, with the screen facing up.
Follow the prompts on your phone to confirm your identity (i.e you may need to scan your finger, use face ID or other depending on your phone model).
Keep holding the phone on the eftpos machine until payment has been approved.
Online Purchases
Just like paying with a credit or debit card, you’ll just need your card number, expiry date and CVC number.
In the Vault Payments app, tap the card once to view your card number and expiry date.
Tap twice to see the CVC number.
Complete your purchase online per normal.
Checkout and select ‘credit card’ as the payment type.
Enter the card details and input your name as the cardholder.